What is a Report from CIBR and NBCIR?

A statement from the registers provides a comprehensive overview of all credit products you are utilizing or currently applying for. It also includes information about regular and irregular payments, details about payments made after the due date (in other words, payments that did not occur according to the pre-agreed repayment conditions), and other information regarding the parameters of your loans or applications.

Useful Data for Institutions and Clients

A statement from the registers is a valuable document for both the client and the financial institution. When you apply for a loan, financial institutions assess your credibility. They examine whether you have provided all the required information truthfully and whether you have disclosed all your commitments, loans, and credit cards. Financial institutions have access to your statement from the registers, which contains this information. Statements from the BRKI and NRKI registers do not contain information about your income, only about your liabilities.

The registry extract can be used as your memory

We use more and more financial products – credit cards, leasing and consumer loans, loans for the purchase of goods, loans from building savings or mortgages. Often there are so many that we are unable to keep track of them all. The statements of registers record this data for us.

Confirmation of Financial Condition

A statement from the registers offers insight into your credit history. If it demonstrates that you repay loans in a timely and proper manner, you have a better chance of obtaining a loan compared to someone who repays their obligations late or not at all. A statement from the registers is evidence of your payment reliability and serves as a foundation for successfully building your financial future. Be cautious when dealing with financial institutions that do not work with statements from the registers. If they are not a participant in one of the BRKI and NRKI registers and do not request a statement from the registers, they are unlikely to have a genuine interest in ensuring you can repay their loan.

You might be interested

Joint report CIBR+NBCIR

12 EUR/report

Increase your chance of getting a mortgage or loan by checking your information in Banking and Non-Banking registers and finding out your rating.

Report from NBCIR

8 EUR/report

Check your information about financial obligations and the progress of their repayment with companies in the Non-Banking Register.

Report from CIBR

8 EUR/report

Check your data regarding credit products and their repayment progress with banking institutions in the Banking Register.

An online account gives you quick access to all services

You will have online access to all listings and services after registering at the portal. Everything can be carried out easily from the comfort of your own home or office.