How do credit bureaus work?

In general, credit bureaus are databases containing information about all types of clients – both legal entities and individuals – citizens and entrepreneurs who are in some way associated with a provided loan. Credit bureaus are designed to provide financial and non-financial institutions with data about clients needed for granting loans and thus prevent providing loans to 'non-creditworthy' clients.

Bureaus also serve the clients themselves, especially in cases where a client is reliable and financial and non-financial institutions can verify this through the registry. This leads to a faster process of providing financial resources. Additionally, clients can assess whether they can afford another loan or not by checking their own credit history in the bureaus through ordering a credit report.

You might be interested

Joint report CIBR+NBCIR

12 EUR/report

Increase your chance of getting a mortgage or loan by checking your information in Banking and Non-Banking registers and finding out your rating.

Report from CIBR

8 EUR/report

Check your data regarding credit products and their repayment progress with banking institutions in the Banking Register.

Report from NBCIR

8 EUR/report

Check your information about financial obligations and the progress of their repayment with companies in the Non-Banking Register.

An online account gives you quick access to all services

You will have online access to all listings and services after registering at the portal. Everything can be carried out easily from the comfort of your own home or office.