Frequently Used Terms

Banking Client Information Registry (CIBR)

Adatabase of financial obligations and payment discipline of clients of banks that are members of this registry.

Client Center

Both banking and non-banking registries (and their operators) have client center. It is possible to obtain a registry statement and register with moje-financie.sk through them.

Credit Card Operations

Within the statement, this category includes credit from building savings or revolving (automatically recurring) loans.

CRIF – Slovak Credit Bureau

The technical administrator of the Banking Client Information Registry (CIBR) and Non-Banking Client Information Registry (NBCIR); facilitates the exchange of client information among individual members of the CIBR or NBCIR registry.


A portal that allows online access to registry statements and serves as a guide for responsible borrowing.

Non-Banking Client Information Registry (NBCIR)

A database of financial obligations and payment behavior of clients of non-banking financial institutions that are members of this registry.

Non-Banking Credit Bureau (NBCB)

The entity through which reputable non-banking financial institutions operate the Non-Banking Client Information Registry (NBCIR).

Non-Repayment Operations

A category where you can find overdraft loans, authorized and unauthorized debits in your statement.

Registry report

An overview of financial obligations that a subject has with financial institutions associated with the Banking or Non-Banking Client Information Registry

Repayment Operations

Acategory where you can find personal loans, consumer loans, mortgage loans, investment or operating loans, leasing, etc., in your statement.

Slovak Banking Credit Bureau (SBCB)

The entity through which significant banks operate the Banking Client Information Registry (BCIR).

You might be interested

Joint report CIBR+NBCIR

12 EUR/report

Increase your chance of getting a mortgage or loan by checking your information in Banking and Non-Banking registers and finding out your rating.

Report from CIBR

8 EUR/report

Check your data regarding credit products and their repayment progress with banking institutions in the Banking Register.

Report from NBCIR

8 EUR/report

Check your information about financial obligations and the progress of their repayment with companies in the Non-Banking Register.


2 EUR/first query

Check for distrains against individuals and entrepreneurs in the official database. Avoid unnecessary troubles.


15 EUR/year

Monitor your personal and financial data online. This will help prevent the misuse of your data and identity theft.

An online account gives you quick access to all services

You will have online access to all listings and services after registering at the portal. Everything can be carried out easily from the comfort of your own home or office.